台灣金融研訓院(教育訓練)台灣金融研訓院(教育訓練)

第九屆國際洗錢防制研討會─強化反洗錢與金融犯罪工具與技術

舉辦目的

隨著國際金融自由化程度日益提高、金融商品與網路科技的蓬勃發展,洗錢手法不斷翻新,而各國法律規範的差異,更使得跨境洗錢管道成為隱匿非法資金的暗角,大幅提高查緝洗錢交易之困難度。
本院特與公認反洗錢師協會(ACAMS)邀請海內外資深專家分享亞太地區防制洗錢的監管趨勢與最新動向、新興科技環境下各類洗錢風險案例、日益複雜之域外制裁、二級制裁及可能執法措施與近期全球防制洗錢執法措施的重要啟示,冀為金融業界導入國際標竿實務做法,幫助台灣與全球反洗錢趨勢接軌。

主辦單位

      *CAMS研習認證6 Credits 認可*

活動時間

2019年1月10日(星期四) 上午9:00至下午5:10

活動地點

華南國際會議中心國際會議廳 (台北市信義區松仁路123號2樓)

參加對象 **銀行業防制洗錢及打擊資恐在職訓練進修認可**

  • 主管機關人員(含金融監督管理委員會、中央銀行、調查局等);
  • 各金融機構(含金控、銀行、證券、保險)之內控稽核、法遵法務、風險管理、財富管理、外匯、國際金融、貿易融資、存匯、企業金融、財務部門主管及從業人員;
  • 金融業者相關公會及周邊單位主管及人員;
  • 大專院校財金相關科系師生;
  • 經濟金融相關研究單位研究人員;
  • 律師及會計師事務所主管及從業人員;
  • 對本議題有興趣之從業人員。

活動議程(本活動備有中英雙向同步口譯)

※本課程內容包含新修正法令、新種業務或新種金融商品,符合金融控股公司及銀行業內部控制及稽核制度實施辦法第32條規定
時間 議程內容
08:00 - 09:00 Registrationand Morning Tea
登記和早茶
09:00 - 09:15

Welcome Remarks
開幕致辭

Hue Dang, CAMS-Audit, Head of Asia, ACAMS
公認反洗錢師協會 亞太區執行長 鄧芳慧 (CAMS-Audit)

09:15 – 09:45

KEYNOTE ADDRESS
主題演講

Speaker講者:

  • TSAI Pei Ling, CAMS, Team Leader / Prosecutor, Department of Prosecutorial Affairs, Ministry of Justice
    法務部 檢察司調部辦事組長/檢察官 蔡佩玲 (CAMS)
09:45 – 10:30 Regulatory Update: Analyzing Regional AML Trends and New Developments
法規最新進展:分析亞太地區防制洗錢的監管趨勢與最新動向


  • Assessing recent regulatory developments and guidance to establish best practices for meeting evolving regulatory expectations
    評估近期的監管措施與指南及因應持續變動的監管期望制定最佳做法
  • Updating on the developments around the 4th-Round of FATF Mutual Evaluations that may be useful for your compliance program
    針對防制洗錢金融行動工作組織第 4 回合互評的最新進展,了解可能有助於貴單位的法規遵循計劃
  • Understanding the hot topics across Asia and the direction of AML/CTF requirements going forward
    了解全亞洲的熱門議題,以及今後的防制洗錢/打擊資助恐怖主義方針

Speakers 講者:

  • Hue Dang, CAMS-Audit, Head of Asia, ACAMS
    公認反洗錢師協會 亞太區執行長 鄧芳慧 (CAMS-Audit)
  • Rod Francis, Senior Managing Director, FTI Consulting (Hong Kong) Ltd
10:30 – 10:50 Networking and Refreshment Break
交流和茶敘
10:50 – 12:00 Strengthening Electronic Payment Systems to Mitigate Abuse
強化電子支付系統以緩解濫用情形
  • Apply internal controls to effectively monitor new digital banking products
    採用內部管控措施,以有效監控新的數位銀行產品
  • Identify red flags that indicate illegal use by organized criminal organizations
    識別被有組織性犯罪集團非法利用的紅旗警訊
  • Establish risk appetite to determine level exposure and appropriate AML controls
    制定風險承受能力,以判斷風險高低與適當的防制洗錢管控措施

Moderator 主持人:
Joyce Hsu, CAMS-FCI, AML Director – North Asia, ACAMS
公認反洗錢師協會 反洗錢合規策略總監 許朧方 (CAMS-FCI)

Speakers 講者:

  • Jojo Guo, CAMS, Head of AML Center (CN), Ant Financial Services Group
    螞蟻金服集團 反洗錢中心總經理 郭倩婷 (CAMS)
  • Brian Huang, Chief Compliance & AML officer, Cathay United Bank
    國泰世華銀行 總機構法遵主管暨洗錢防制專責主管 黃允暐
12:00-13:15 Networking Luncheon
交流和午餐
13:15 – 14:15 Managing the Evolving Complexities of Extraterritorial and Secondary Sanctions and Potential Enforcement Actions
管理日益複雜的域外制裁、二級制裁與可能執法措施


  • Reviewing the latest sanctions involving DPRK, Iran, Venezuela, and Russia to communicate any new regulatory expectations to front line
    檢閱最新版本的北韓、伊朗、委內瑞拉、俄羅斯制裁內容,傳達新的監管期望予第一線人員
  • Examining the implication of the latest conflict between EU and the US over the JCPOA and the EU Blocking Regulation around Iran that may impact you
    針對涉及伊朗的聯合全面行動計劃 (JCPOA)、《歐盟封鎖法規》(EU Blocking Regulation),審視歐盟與美國之間的抵觸跟衝突造成的影響跟效應
  • Understanding how rising tensions may impact trade and payment flows and expectations for non-US banks to detect potential sanctions evasion by customers
    了解日益緊張的局勢可能對於貿易與款項流向帶來的影響,以及非美國銀行在偵測客戶的制裁逃脫潛在手段方面應當達成的期望

Moderator 主持人:
Dr. William Scott Grob, CAMS, AML Director – APAC, ACAMS
公認反洗錢師協會 反洗錢合規策略總監—亞太區William Scott Grob博士 (CAMS)

Speakers 講者:

  • Nicholas Turner, CAMS, Attorney – FCC Practice, Clifford Chance
  • Richard Yung, Head of Sanctions Compliance, Asia Pacific; Global Financial Crimes Compliance, J.P. Morgan
14:15 – 15:10 Evaluating the Money Laundering Risks of Insurance Products
評估保險產品的洗錢風險


  • Determining the best practices in KYC/CDD for among insurance companies to mitigate AML
    判斷了解您的客戶/客戶盡職調查的最佳做法,以利保險公司降低洗錢風險
  • Contrasting the various product features and their money-laundering vulnerabilities
    比較不同產品的特色與其洗錢漏洞
  • Understanding the priorities in transforming the insurance operating model and costs with AML directives upon enterprise-wide risk management system
    針對防制洗錢指令對於整個企業風險管理制度的影響,理解並掌握相關保險營運模式和成本的轉型作業具備的優先要務

Moderator 主持人:
Joyce Hsu, CAMS-FCI, AML Director – North Asia, ACAMS
公認反洗錢師協會 反洗錢合規策略總監 許朧方 (CAMS-FCI)

Speakers 講者:

  • Niall Grady, Chief Compliance Officer, Asia, Prudential Corporation Asia
15:10 – 15:30 Networking and Refreshment Break
交流和茶敘
15:30 - 17:00 Key lessons from Recent Global Enforcement Actions
近期全球防制洗錢執法措施的重要啟示


  • Exploring key elements of recent enforcement actions
    探索近期執法措施的關鍵成分與項目
  • Understanding the signs and red flags that foreshadow trouble
    了解可能出現問題的跡象及紅旗警訊
  • Analyzing and extracting lessons of important cases and their impact on your AML program
    分析重要案例,以及自身洗錢防制計劃所受的影響,並且從中歸納各種教訓與課題

Moderator 主持人:
Hue Dang, CAMS-Audit, Head of Asia, ACAMS
公認反洗錢師協會 亞太區執行長 鄧芳慧 (CAMS-Audit)

Speakers 講者:

  • HSU Kun Su, CAMS, Vice President & Deputy General Manager, Compliance Department, Hua Nan Bank Commercial Bank, Ltd.
    華南商業銀行 法遵暨法務部 副理 許坤樹 (CAMS)
  • Rudy Wang, Head of Compliance and AML Department, The Bank of New York Mellon Taiwan
    美國紐約梅隆銀行台北分行 法令遵循暨洗錢防制部主管 王賢裕
17:00-17:10

Closing Remarks
閉幕致辭

Hue Dang, CAMS-Audit, Head of Asia, ACAMS
公認反洗錢師協會 亞太區執行長 鄧芳慧 (CAMS-Audit)

講座介紹

蔡佩玲 (CAMS)-- 檢察司調部辦事組長/檢察官 法務部

蔡佩玲女士在2008年開始檢察官工作,現職法務部檢察司調部辦事檢察官,業務內容包括經濟、稅務及金融犯罪、洗錢防制、資恐防制、犯罪所得沒收、偽鈔、營業秘密、智慧財產權、臺美貿易暨投資架構協定等。蔡女士為國立政治大學法律學研究所民法組碩士,及國立交通大學科技法律研究所博士

鄧芳慧 (CAMS-Audit)--公認反洗錢師協會(ACAMS) 亞太區執行長

鄧芳慧女士供職於公認反洗錢師協會 (ACAMS),於 2008 年設立協會亞太區總部 (位於香港)並擔任亞太 區執行長。鄧芳慧女士在金融業有超過25年的經驗,曾擔波士頓美國聯邦銀行(Federal Reserve Bank) 審查官、新加坡巴克萊資本投資銀行(Barclays Capital's Investment Banking) 經理、新加坡花旗全球消費者 銀行(Citibank's Global Consumer Banking Group) 業務發展總裁和香港湯姆森金融公司(Thomson Financial)亞太區業務發展總裁。鄧女士在美國安默斯特學院 (Amherst College) 獲榮譽文學士學位畢業,亦為美國 哈佛大學約翰.肯尼迪政府學院的公共政策碩士。

Rod Francis, Senior Managing Director, FTI Consulting (Hong Kong) Ltd

Mr. Francis is a Compliance professional with a career in the financial services industry spanning 30 years. For the last eleven years Mr. Francis has been based in Hong Kong covering the Asia Pacific (APAC) region and prior to this in London covering Europe, Middle East and Africa (EMEA). He currently works for FTI Consulting (Hong Kong) Limited and joined in December 2018 to create and lead their Financial Crime Compliance (FCC) practice for the APAC region. Prior to joining FTI Mr. Francis was Citibank’s APAC Anti-Money Laundering (AML) Compliance Head for eight years (between 2010 and 2018). This role also encompassed responsibility for AML Compliance for the Global Consumer Bank for Europe, Middle East and Africa (EMEA). In APAC Mr. Francis also worked for UBS (between 2007 and 2010) where he held a number of senior management positions including APAC Head of Central Compliance and the Global Head of Regulatory Reporting and APAC Head of AML and Sanctions Compliance. Prior to 2007 Mr. Francis was based in London covering the EMEA region working for tier one banks. Amongst Compliance roles for Financial Institutions, Mr. Francis was the EMEA Regional Head of AML and Sanctions for both Credit Suisse and Morgan Stanley, incorporating Central Compliance and Operations Compliance for each respectively.

Mr. Francis has a broad in-depth knowledge and experience in all aspects of AML, Sanctions and Anti-Bribery Compliance, is a member of ACAMS, the Director of Membership and Board Member of the Hong Kong Chapter of ACAMS. Rod regularly speaks at industry events including ACAMS seminars.

Niall Grady, Chief Compliance Officer, Asia, Prudential Corporation Asia

Mr. Grady was appointed Chief Compliance Officer, Prudential Corporation Asia (“PCA”) in January 2017. Prior to his appointment, Mr. Grady was Chief Risk Officer of Eastspring Investments, Singapore Ltd, the Asian asset management business of Prudential plc, where he was responsible for Legal, Risk & Compliance. Before joining Eastspring Investments in 2013, Mr. Grady was Regional Director of Enterprise Risk Management (“ERM”) for PCA responsible for the Risk Management Framework, the Solvency II project and Operational Risk. Niall joined Prudential Plc in 2007. Mr. Grady has 20 years of financial industry experience and a degree in Financial Services from the University of Manchester (UK) business school and is a Chartered Associate of Institute of Financial Services (ACIF).

郭倩婷 (CAMS)-- 反洗錢中心總經理 螞蟻金服集團

郭倩婷女士任職於螞蟻金服集團反洗錢中心。螞蟻金服集團旗下業務包括生活服務平台支付寶、智慧理財平台螞蟻聚寶、雲計算服務平台螞蟻金融雲、獨立的第三方徵信機構芝麻信用及首批民營銀行之一的網商銀行。螞蟻金服致力於通過技術與合作與合作夥伴一起為世界帶來更多平等的機會和微小而美好的變化。

郭倩婷女士具備超過14年豐富的銀行、支付等行業合規、反洗錢管理工作經驗。過去10年,郭女士一直在螞蟻金服集團合規、反洗錢部門工作,深入參與了支付機構相關立法研討和企業合規運營的實踐,目前郭女士負責螞蟻金服集團中國業務的反洗錢管理工作。

William Scott Grob 博士 (CAMS)--公認反洗錢師協會(ACAMS) 反洗錢合規策略總監-亞太區

Grob博士在金融和銀行業擁有逾25年的專業經驗。他此前是匯豐銀行分支機構管理業務的區域主管,致力於防范亞洲各地的金融犯罪和代理銀行服務風險。在匯豐銀行供職的12年中,他還負責管理過在股票/外匯大宗經紀業務,結構型基金業務和對沖基金單位方面的風險。 Grob博士先後獲得波士頓大學的學士學位,喬治梅森大學的文科碩士學位,哈佛商學院的綜合管理項目證書,以及聖莫妮卡學院(SMC,美國)的管理學博士學位,其博士論文專注於研究 代理銀行 – “代理銀行增強盡職調查的影響”(對應銀行增強盡職調查的影響)。此外,他還通過了特許另類投資分析師(CAIA)協會,以及全球風險管理專業人士協會的金融風險 管理師(FRM)認證。

許朧方 (CAMS-FCI)--公認反洗錢師協會(ACAMS) 反洗錢合規策略總監

許朧方女士擁有逾27年銀行從業經驗。她於2016年加入公認反洗錢師協會(ACAMS),為協會的反洗錢合規策略總監,主要負責反洗錢和反恐融資活動相關議題的培訓及知識共享策略的製定和執行,尤其是對以華語為主要語言的大中華區。此前,她曾任職於花旗銀行(台灣),主管安全和調查服務部門。許女士在防範金融犯罪和風險管理領域擁有尤為豐富的從業經驗,曾連續5年負責為一家全球領先的顧問公司提供金融犯罪和風險管理解決方案。她擅長金融犯罪管理和調查。許女士在銀行任職期間曾擔任多種職位,從基層客服、銷售,到總部運營中心和風險管理。她的成就包括:輔導中國多家第一級銀行建立反洗錢和反欺詐管理機制、為中國四大行之一設計反洗錢及合規體系,為四大行之一設計規劃全面風險管理體系,以及帶領團隊為一家中國超大型銀行打造銀行集中運營管理機制及流程。

Nicolas Turner, CAMS--Clifford Chance Attorney- FCC Practice

Mr. Turner is an attorney in Clifford Chance’s Hong Kong office, where he specializes in financial crimes advisory including economic sanctions and anti-money laundering compliance for the financial services sector. Mr. Turner is admitted to practice law in New York. He previously was a Senior Vice President for regional sanctions compliance at Citi Hong Kong and a Compliance Management Associate for Citi in New York and Los Angeles.

Mr. Turner’s financial crimes compliance experience in North America and Asia includes the trade finance, institutional, capital markets, and retail banking sectors, for both US and non-US financial institutions and corporate clients. He has conducted sanctions compliance training seminars in the United States and Asia. His recent publications include “The Financial Action Task Force: International Regulatory Convergence Through Soft Law,” published in the New York Law School Law Review, in 2015, and “Regulation E: Compliance Challenges under the CFPB’s Remittance Transfer Rule,” published in the Journal of Taxation and Regulation of Financial Institutions, in 2013.

Rudy Wang, Head of Compliance and AML Department, The Bank of New York Mellon Taiwan

Mr. Wang has over 20 years of experience in banking sector including over 10 years in Compliance, AML and audit. He joined the Bank of New York Mellon Taipei Branch in 2017 and is the Head of Compliance and AML Department. He is running the branch’s Oversight Committee, developing Compliance & AML/CFT policies & procedures, conducting Compliance & AML training and performing monitoring programs. Prior to joining the Bank of New York Mellon, he was the Head of Compliance in United Overseas Bank Taiwan, the Internal Audit in DBS Taiwan and a Compliance officer in Standard Chartered Bank Taiwan.

王賢裕在銀行業逾20幾年資歷含10年以上法令遵循、洗錢防制及內部稽核等經驗。他自2017年2月加入美國紐約梅隆銀行台北分行擔任法令遵循暨洗錢防制部門負責人,負責分行監督管理委員會、增修法令遵循與防制洗錢政策、程序與手冊、施予分行適當法規教育訓練、執行法令遵循與洗錢防制監管測試計劃等。在進入美國紐約梅隆銀行前,王君曾擔任新加坡大華銀行台北分行法令遵循暨洗錢防制部門負責人、星展銀行內部稽核與渣打國際商業銀行法令遵循經理。

Richard Yung, Head of Sanctions Compliance, Asia Pacific; Global Financial Crimes Compliance, J.P. Morgan

Mr. Yung is an Executive Director and Head of Sanctions Compliance for J.P. Morgan in Asia Pacific. Based in Hong Kong, his role involves the control of sanctions risk and anti-terrorist financing activities for the region. Prior to his current role, Mr. Yung was responsible for directing and having oversight on the Bank’s Anti-Money Laundering (AML) Program in relation to the firm’s Correspondent Banking network across Asia Pacific.

Mr. Yung has also worked in similar roles with other financial institutions in Hong Kong, primarily responsible for developing and implementing controls around the Regional AML, Sanctions, and Anti-Corruption Compliance framework for the Asia Pacific region. He has diverse exposure across wealth management, investment banking, global markets, and institutional banking.

Mr. Yung previously spent over ten years in the forensic practices at two “Big Four” accounting firms. In these roles, he participated in various AML Compliance engagements, as well as AML Investigatory and Analysis projects for large financial institutions. He also has experience working on Financial Fraud Investigations for large private and public companies, as well as assisting clients with risk assessments, transaction analysis, litigation support and special inquiries.

許坤樹 (CAMS) -- 華南商業銀行法遵暨法務部副理
HSU Kun Su, CAMS , Vice President & Deputy General Manager, Compliance Department |Hua Nan Bank Commercial Bank, Ltd.

許坤樹先生畢業於台灣大學法律系,現任職於華南商業銀行法遵暨法務部,目前擔任洗錢防制專責單位 副主管,負責規劃與執行洗錢防制各項工作。在此之前曾擔任法務單位及法令遵循專責單位副主管,負責規劃法務、法令遵循制度。

參加費用

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